— T2 — 2026 — VS — — Tool — Working capital calculator —

How much working capital
does Amazon FBA
tie up?

FBA funds inventory through Amazon's 14-day disbursement cycle. 1P wholesale funds inventory through Net 45 wholesale terms. The difference is real working capital — for a brand doing $1M of Amazon Canada-relevant annual revenue, the typical lift is ~$41,000. Run the math for your situation.

Run the math See why 1P helps
— Working-capital estimator —

Enter the inputs.
See the freed capital.

Your situation

Bring these numbers to a call
— Estimated working capital freed —

Edit the inputs above. Working capital tied up in FBA inventory float that would be released under 45-day wholesale payment terms on the addressable portion of your catalog.

Estimator only. Real impact depends on PO cadence, category seasonality, and existing inventory-financing arrangements.

HOW THIS WORKS

Under FBA, your inventory dollars are tied up from manufacturing to customer purchase. Under 1P wholesale, you sell to the vendor (us) at wholesale, taking the inventory off your books on PO fulfillment and collecting on Net 45. The working-capital differential is the multi-week gap between FBA's disbursement and Net 45's predictable cadence, applied across the inventory volume that moves to the 1P channel. For a $1M-revenue brand with typical inventory days on hand, the calculator suggests ~$41K freed; the figure scales roughly linearly with channel volume.

Miniature brand owner in a hammock — the Net 45 wholesale outcome this calculator estimates the cash impact of.
Scene 03
Net 45 hammock
— Tool FAQ —

What the working-capital
calculator does and doesn't.

Where does the ~$41K-per-$1M figure come from?

It's a rough order-of-magnitude estimate based on the average inventory-days-on-hand for FBA-fulfilled CPG categories combined with the Net-45-vs-14-day disbursement differential. Per-brand reality varies based on PO cadence, category seasonality, and inventory turn velocity.

Does this assume I move my whole catalog?

The default assumes most of catalog (~80%) moves to 1P. The estimator scales the result linearly based on the catalog portion input — Selective (~30%) frees less, Full Channel (100%) frees the maximum.

What about existing inventory financing I have?

Not modeled. If you're using factoring, vendor credit, or working-capital lines specifically tied to FBA inventory, those would adjust the net impact. Discussed on the call.

Is Net 45 actually 45 days?

Yes — we invoice on PO fulfillment; you collect on Net 45 with favourable terms. Predictable, on your invoicing cadence. For brands that specifically prefer shorter terms, Net 30 with a discount is negotiable.

What's the next step after running this?

If the estimated working-capital lift is strategically meaningful to your operation, bring your specific situation to a 30-minute discovery call. We'll run verified math and discuss how the cadence interacts with your existing inventory financing.

Sell to Amazon,
not just on Amazon.

Your product lists as “Sold by Amazon.ca.”

— If the lift is strategically meaningful —

Bring your situation
to a call.

Book a discovery call